Financial disagreement is one of the leading causes of divorce in the U.S. “One of the reasons financial disagreements may be related more strongly to negative conflict tactics is that financial transactions and payment obligations are frequent events. This gives couples frequent opportunities to disagree about something that will impact their lives,” (Dew, Pg. 4). Having these frequent triggers to an already touchy subject can make the problem almost blow out of proportion at times. Some more specific things that can manifest as financial troubles are debt, income differences, and spending habits. 

What can you do to avoid or diffuse financial disagreements? You can set shared goals regarding the finances. Getting on the same page as your partner about what you want for your income and spending can clear up any miscommunication and encourage you to continually work together to reach the established goals. 

You can also create a budget. Oftentimes it is difficult to keep track of money, particularly in a two income household. Setting a budget can be a valuable insight into how your finances are being spent. It is also a good way to hold both partners accountable for the financial circumstances. 

Another big thing is to allow some personal money in the budget. Separating out money for each partner to use as they would like is a good way to ensure neither feels overly restricted. 

And finally, if you find that the struggles are too much for you to try to manage on your own, get help. Whether it’s a marriage counselor to help you through the hard conversations or a financial advisor, an outside set of eyes can make a huge difference (Hudson Psych, 2024).